Do you have old debt you’re not sure how to handle?

Do you have old debt you’re not sure how to handle?

So many good people experience times in their lives where they face financial adversity.  The 2008 recession in particular impacted millions of people.  Throughout the course of my career I’ve had to set many people straight on the topic of old debt that I thought I...
Mortgage Interest Rate Prediction for remainder of 2017

Mortgage Interest Rate Prediction for remainder of 2017

Inflation is a key indicator for where mortgage rates are headed.  In simple terms, when prices of goods and services go up, investors of mortgage backed securities lose return.  That is why when prices rise, so too do interest rates.  The last report on inflation saw...

Generation Rent is Ready for Home Ownership!

Millennials are ready to purchase homes finally; after 10 years of declining numbers according to a University of Southern California study.  This is fantastic news for the housing market and fantastic news for millennials as they shift from renting to owning.  A...

Wholesaling is Brokerage – BEWARE!

Sale of Equitable Interests in Real Estate Clarified Governor Abbott Has Signed SB 2212 SB 2212 amends Chapter 1101 to codify the clarifying changes to TREC rules regarding sale of certain equitable interests in real property. Just like the rule, this statutory change...

Goldfish Poop – Maximizing Your Investment in Austin

Goldfish Poop – Maximizing Your Investment in Austin Why do some of the new construction homes in East Austin sell for so much more than the “goldfish poop”? ( a lesson from my time living in Japan – The Far East – now used in East Austin) きんぎょのふん =...
Tax Liens and Judgements to Come Off Credit Reports

Tax Liens and Judgements to Come Off Credit Reports

Tax Liens and Judgements to come off many consumer’s credit report Effective July 1st, 2017, Transunion, Equifax and Experian will be excluding tax liens and some civil debts/judgements from consumer’s credit reports. The Consumer Data Industry Organization has stated...
Summer 2017 Housing Market Prediction

Summer 2017 Housing Market Prediction

Summer 2017 Housing Market Prediction:  Hot… Very Hot 2017 home sales came out of the blocks strong in January; growing at its fastest rate since 2007.   According to the National Association of Realtors®, houses were on the market for an average of just 50 days.  In...
Mortgage Guidelines Are loosening

Mortgage Guidelines Are loosening

In the fourth quarter of 2016 we witnessed a great number of mortgage lenders loosen their approval standards.  We also saw a spike in interest rates, but if history is an indicator of where interest rates are going for the remainder of 2017, rates should flatten or...

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